This is a little late in the posting, but I figured I'd better document it.
I had read a post on a VSG forum that was about one particular person's surprise at the amount of their financial responsibility - their out-of-pocket, as it were - for the procedure. The amount she indicated was in the $4k range, and it got me to thinking about what mine might be. Knowing my policy has some sort of 80/20 thing going on, I figured mine might be as much as $6k or more. So I called Cigna. BTW: the poster on the forum also had Cigna.
The guy from Cigna told me that my policy does not cover any bariatric surgery. He said it would cover any and all of the pre-op stuff, the dietitian, psych, etc., but not the surgery itself.
Wednesday, last week, I finally had my consult with Dr. Krahn's office. Of course, before you even get the appointment for the consult, they have done their due diligence and vetted insurance. I was/am assured that my insurance covers this option. Better still, my out of pocket can't exceed $2,200 annually. Since my surgery is likely to be in January, I'll be all in at that amount.
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